01Operational friction
Thousands of coupons per settlement
Each collection method groups hundreds of coupons with different discount rates, promotions, and credit dates.
Automated financial reconciliation software
Reconcile credit and debit cards and wallets
FYSCAL reconciles your collections from credit, debit, Mercado Pago, Modo, and other wallets against coupons, settlements, fees, and taxes, so you know exactly how much each channel really collected.
The real problem
Reconciling cards and wallets by hand is slow
When every payment method, bank, and management system speaks a different language, reconciliation becomes slow, risky, and hard to audit.
02Operational friction
Fees and taxes broken down
Brand fees, VAT withholdings, IIBB, and perceptions vary from coupon to coupon. FYSCAL exposes them line by line.
03Operational friction
Offset and partial dates
A charge today is credited days later, sometimes in parts or with chargebacks. FYSCAL links each transaction to its counterpart.
The FYSCAL method
How FYSCAL reconciles your cards and wallets
FYSCAL lets you connect, import, process, reconcile, and visualize all your financial information in simple steps.
01
Import settlements and movements
Upload files from Visa, Mastercard, Amex, Naranja, Mercado Pago, Modo, and other wallets. FYSCAL normalizes columns and formats.
02
Break down fees and taxes
The engine identifies net fee, VAT, withholdings, IIBB, and advances for each coupon or transaction.
03
Match with bank deposits
Match each settlement with the actual bank deposit, recognizing amount and date differences.
04
Close by method and period
Export the close by acquirer, brand, method, or period, ready for reports or adjustments.
Why choose us
Por qué elegir FYSCAL
La conciliación no debería ser manual ni lenta. FYSCAL la transforma en un proceso automático, trazable y auditable.
Automatización real
Reglas inteligentes emparejan movimientos, liquidaciones y documentos sin depender de hojas de cálculo.
Trazabilidad completa
Cada diferencia queda explicada con origen, fecha, monto y contrapartida, lista para auditoría.
Integración flexible
Conectamos bancos, ERPs, tarjetas, billeteras y formatos propios sin cambiar tus sistemas.
FYSCAL modules
FYSCAL for cards, debit, and wallets
You do not need to stack spreadsheets, bots, and partial tools. FYSCAL groups the critical modules to run collections, banks, closes, and reports in one system.
01
Import of settlements and movements from all acquirers and wallets
02
Breakdown of coupons, fees, withholdings, and taxes
03
Automatic matching with bank statements
04
Detection of chargebacks, adjustments, and partial settlements
05
Analysis by brand, method, plan, and period
06
Export to XLSX, CSV, or TXT
Get your questions answered
Frequently asked questions
Quick answers for finance teams evaluating automation of their operation.
Does FYSCAL reconcile cards and wallets?
Yes. It matches transactions, QR payments, wallets, and settlements with bank deposits, sales, and the ERP.
Does it track fees and taxes per transaction?
Yes. It breaks down fees, withholdings, tax collections, and taxes to identify the actual amount of each settlement.
Can it recognize partial credits?
Yes. It links settlements to deposits even when the credit occurs on another date or across multiple movements.
Your next close can be different
Try FYSCAL with your cards
Start free, no card required, and close your first payment method.
Less manual review. More traceability. One version of the close.
Two ways to get started
Create free account
Free trialNo card requiredGuided support included