01Operational friction
One file per acquirer
Each processor delivers settlements in different formats. Normalizing and grouping everything takes hours.
Automated financial reconciliation software
Reconcile acquirer settlements
FYSCAL reads settlement files from Visa, Mastercard, Amex, Cabal, Mercado Pago, and other acquirers, matches coupons, fees, withholdings, and taxes with bank deposits, and closes every period without spreadsheets.
The real problem
Closing settlements by hand does not scale
When every payment method, bank, and management system speaks a different language, reconciliation becomes slow, risky, and hard to audit.
02Operational friction
Variable fees and taxes
VAT withholdings, IIBB, advances, and brand fees vary from coupon to coupon. FYSCAL breaks them down.
03Operational friction
Offset and partial dates
A settlement is credited days later, sometimes in parts or with later chargebacks. FYSCAL matches everything.
The FYSCAL method
How FYSCAL closes your settlements
FYSCAL lets you connect, import, process, reconcile, and visualize all your financial information in simple steps.
01
Import settlement files
Upload files from Visa, Mastercard, Amex, Cabal, Mercado Pago, and other platforms. FYSCAL normalizes columns and formats.
02
Break down fees and taxes
The engine identifies net fee, VAT, withholdings, IIBB, and advances for each coupon.
03
Match with bank deposits
Match each settlement with the actual deposit in the bank, recognizing amount and date differences.
04
Close by acquirer and period
Export the close by acquirer, brand, period, or general ledger account, ready for reports or adjustments.
Why choose us
Por qué elegir FYSCAL
La conciliación no debería ser manual ni lenta. FYSCAL la transforma en un proceso automático, trazable y auditable.
Automatización real
Reglas inteligentes emparejan movimientos, liquidaciones y documentos sin depender de hojas de cálculo.
Trazabilidad completa
Cada diferencia queda explicada con origen, fecha, monto y contrapartida, lista para auditoría.
Integración flexible
Conectamos bancos, ERPs, tarjetas, billeteras y formatos propios sin cambiar tus sistemas.
FYSCAL modules
FYSCAL for acquirer settlements
You do not need to stack spreadsheets, bots, and partial tools. FYSCAL groups the critical modules to run collections, banks, closes, and reports in one system.
01
Import of settlements from all acquirers
02
Breakdown of coupons, fees, withholdings, and taxes
03
Automatic matching with bank statements
04
Detection of chargebacks, adjustments, and partial settlements
05
Analysis by acquirer, brand, and period
06
Export to XLSX, CSV, or TXT
Get your questions answered
Frequently asked questions
Quick answers for finance teams evaluating automation of their operation.
Which settlements can I reconcile with FYSCAL?
You can work with acquirer, card, and wallet settlements, together with sales, fees, taxes, and bank deposits.
Does FYSCAL track acquirer fees?
Yes. It breaks down rates, fees, withholdings, and taxes to compare what was settled with what was expected.
What happens if a settlement is credited in several parts?
The engine links the settlement to one or more deposits and flags missing amounts or differences in value and date.
Your next close can be different
Try FYSCAL with your settlements
Start free, no card required, and close your first settlement in minutes.
Less manual review. More traceability. One version of the close.
Two ways to get started
Create free account
Free trialNo card requiredGuided support included